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Directors and Officers Liability Insurance

Directors and officers face increasingly strict regulations and a hostile litigation environment. A decision that adversely affects members, employees, or creditors, or that runs afoul of a regulatory issue, can lead to a lawsuit or regulatory investigation that may leave individuals personally liable.

What is directors and officers liability insurance?

A directors and officers (D&O) liability insurance policy offers individuals and the company protection from negligent wrongful acts. D&O insurance is intended to provide coverage for directors, officers, and other insureds – including the company itself in certain circumstances – for liability that arises out of their leadership roles. While D&O coverage is subject to some exclusions and other coverage terms, the policy typically pays for defense costs, settlements, and judgments, usually more than a deductible for those claims.

For further assistance, please contact us.

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