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Due Diligence

Pandemic Preparedness

InterLutions is committed to supporting our members throughout the public health emergency caused by the coronavirus (COVID-19). Our staff and every department regularly participate in remote work without member impact and we are prepared to fully serve members in this manner immediately. We are confident that InterLutions can provide critical services and the personnel needed to support members and we do not anticipate any business disruptions.

What InterLutions Can Do for You

InterLutions and our partners at Lockton are providing a toolkit and five-part webinar series, titled "Return to Worksite." The series and toolkit provide credit unions with a comprehensive guide to assist in your goal of returning to a traditional work setting. Please contact InterLutions if you would like to view a recording of the webinars and are interested in a copy of the toolkit handout.

Below is a preview of the information that is contained in the Return to Worksite toolkit: 

  • Considerations for reopening
  • Operational worksite and preparedness plan
  • Workplace safety and prevention plan
    • Supply list, cleaning guidelines
    • Prevention plan, screening, and testing
    • Work site restructuring
    • Travel policy or restrictions
    • Mass/public transit guidance
    • Treatment of employees who become ill or exposed
    • Return to work procedures after illness
    • Cyber security
  • Business continuity program
  • Leave policy
  • Employee benefit considerations
  • Retirement considerations
  • Business insurance considerations
  • Career planning
  • Culture
  • Employee communications
    • Sample leadership messages
    • Safety/prevention posters
    • Anti-discrimination messages
    • Screening protocols

COVID-19 Education

Coronavirus Preparing Your Business for Impact
A novel coronavirus continues to cause an outbreak of respiratory illness across the globe. The virus has been named SARS-CoV-2, and the disease it causes has been named coronavirus disease 2019 (COVID-19). The virus originated in Wuhan, China, in December 2019 and, to date, has spread internationally. The disease continues to be closely monitored by the Center for Disease Control (CDC) and other key health organizations around the world. This article, written by our partners at Lockton, was released March 19, 2020. 

Read the Article

NOTE: The coronavirus outbreak is a fast-developing situation, and local health agencies should be consulted for the latest news and directives.

COVID-19: The benefits implications of a pandemic in the making
ERISA is a friend of mine is an educational podcast hosted by the compliance experts at Lockton. With the cornonavirus pandemic playing a big role in our lives, Lockton released a podcast highlighting recent events.

In this special episode, Ed and Scott tone things down a bit but still bring their “A” game, and plenty of hand sanitizer, to take on a serious topic … the new coronavirus, or COVID-19.  Joined by experts Pam Popp, President of Lockton Retirement Services, and Stacie Engelmann, Senior HR Consultant, this episode tackles some of the key elements of employee benefits plans and HR policies that COVID-19 is sure to trigger questions about.

  • Can employers limit a health plan’s coverage of coronavirus treatment? Should they?
  • How does HIPAA effect how and what you can communicate about an employee that has contracted or been exposed to the virus?
  • What are some of the factors actuaries are taking in to account to estimate potential cost?
  • How can COVID-19 impact retirement plans? How far is this going to delay Ed’s retirement timeline?
  • What would an HR policy around COVID-19, or a similar situation, contain?
  • What can and should an employer do to prepare for an employee having, or being exposed to, the coronavirus?
  • What are they doing on Capitol Hill? (Scott spends a lot of time there you know.)
  • Insurers are waiving deductibles for COVID-19 testing, but does that blow up HSA plans?
  • If this episode isn’t legal, medical or investment advice, then what the heck is it?

Listen to the Podcast

NOTE: After recording this episode, and shortly before its release, the U.S. House of Representatives passed legislation that would expand paid sick and family leave to employees of governmental entities, and private employers with fewer than 500 employees. The bill would also require health plans (including self-insured plans) to cover coronavirus testing at no cost. The Senate is working on passing the measure this week.