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Association Health Plan

What is an Association Health Plan (AHP)?

AHPs expand access to affordable health coverage, especially for employees of small credit unions. These plans make it easier for small employers to band together to offer lower cost "large company" health insurance.

How do Association Health Plans work?

  • Association Health Plans (AHPs) are group health plans that employer groups and associations offer to provide health coverage for employees
  • AHPs allow small employers to band together to purchase the types of coverage that are typically only available to large employers, which can be less expensive and better tailored to the needs of their employees
  • Department of Labor rules allow AHPs to be formed based on common geography or industry of the participating groups
  • An AHP could offer coverage to some or all qualifying employers in a state or it could offer coverage to businesses in a trade or industry group nationwide.

I-Care's Wisconsin Credit Union Association Health Plan

InterLutions, through its innovative I-Care Employee Benefits solution, is launching an Association Health Plan (AHP) exclusively for small and mid-size Wisconsin credit unions. This AHP will deliver competitive, collaborative, and long-term healthcare solutions for credit union employees.

Medical insurance costs are expected to more than double over the next 8-10 years. To change the course of healthcare costs, we need to do something different and better. A collaborative solution for credit unions is the best strategy to combat the rising cost of medical insurance, healthcare, and employee benefits.

We need you – our members and owners – to come together and commit to a short-term transition for the long-term benefit of Wisconsin credit unions’ most valuable asset – your employees!

Tracking Our Progress

We've engaged with 50 credit unions to provide us with data so we can present competitive options throughout June. As of June 10, 2019, 20 credit unions have submitted data for an evaluation, while another 12 credit unions have committed to supplying us with data and evaluating options this week.

Wisconsin credit unions, to attract competitive medical insurance pricing and enhanced employee benefit offerings, we need 18 more credit unions to supply us with data and commit to an evaluation. There is no risk or requirement to evaluate this program - you only stand to benefit by reviewing competitive quotes and options!

AHP Progress Tracker

* Updated as of June 10, 2019 *

InterLutions
6262 South Lowell Place, Muskego, WI 53150
Phone: (414) 433-0174 | Fax: (414) 427-3700
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