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Association Health Plan

What is an Association Health Plan (AHP)?

AHPs expand access to affordable health coverage, especially for employees of small organizations. These collaborative plans make it easier for small employers to band together to offer lower cost "large company" health insurance.

How do Association Health Plans work?

  • Association Health Plans (AHPs) are group health plans that employer groups and associations offer to provide health coverage for employees
  • AHPs allow small employers to band together to purchase the types of coverage that are typically only available to large employers, which can be less expensive and better tailored to the needs of their employees
  • Department of Labor rules allow AHPs to be formed based on common geography or industry of the participating groups
  • An AHP could offer coverage to some or all qualifying employers in a state or it could offer coverage to businesses in a trade or industry group nationwide.

I-Care's Wisconsin Credit Union Association Health Plan

Medical insurance costs are expected to more than double over the next 8-10 years. To change the course of healthcare costs, we need to do something different and better. The power of collaboration among credit unions continues to be a core reason for our success as a movement. A collaborative healthcare model for credit unions is the best strategy to combat the rising cost of medical insurance and employee benefits.

InterLutions, through its innovative I-Care Employee Benefits solution, is launching an Association Health Plan (AHP) exclusively for small and mid-size Wisconsin credit unions. This AHP will deliver competitive, collaborative, and long-term healthcare solutions for credit union employees.

Ready, Set, Launch!

Our feasibility study conducted throughout 2019 is proving to save credit unions a significant amount on their employee benefits costs, while delivering enhanced services to their HR departments. Credit unions with October medical insurance plan renewals are joining I-Care’s AHP, while several more credit unions with November, December, and January renewals have committed to joining the collaborative model soon.  

If you haven’t yet evaluated this collaborative model, or if you have any questions about this solution, please contact us soon to discuss.

* Updated as of September 3, 2019 *

6262 South Lowell Place, Muskego, WI 53150
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