The Vicious Cycle of Health Insurance Renewals
Maybe it’s time we actually do something different?
If you’re still purchasing medical insurance the old way – meaning one year at a time with the same broker, carrier, and fully-insured model – you’re sailing straight into stormy weather as healthcare costs rise and catastrophic claims hit with greater frequency and severity.
Don’t fall into the 12-month trap and vicious cycle of fully-insured health plans. Change your course. Make self-insurance – without the risk and volatility – a reality with I-Care.
The Guiding Principles of I-Care:
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Reduce the year-to-year volatility and risk of self-funding
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Transition from the broken fully-insured plans
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Provide tools to reduce the cost of healthcare
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Deliver data to reveal hidden opportunities to reduce medical and pharmacy claims costs
Who is a "good fit" for I-Care?
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Fully insured credit unions that are fed up with renewal increases with limited data
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Self-funded credit unions that are tired of volatility
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Credit unions with 20-1,000 employees
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Credit unions looking for a solution to help control costs
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Credit unions that require buy-in from both HR and the executive team
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Credit unions that are open to working with a third-party administrator (TPA), not a major medical carrier
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Organizations interested in using data to guide programming and reduce claims risk
Call us today for a free evaluation at (414) 433-0174.